For eligible U.S. businesses · Verification required

USD Business Account
for U.S. Companies

Receive ACH payments from U.S. clients. Withdraw to on-chain USDC on 4 chains. No monthly fee. No minimum balance. Verification required.

Takes 2 minutes · No credit card
ACH payments 256-bit encryption Funds safeguarded

Everything your U.S. business needs

Online onboarding

Apply entirely online. No branch visit, no document uploads. Identity verified in under 60 seconds via Didit.

USD business account

Get a dedicated USD account with ACH routing details. Receive payments from U.S. clients via ACH.

No monthly fee

$0/month. No minimum balance. No per-transaction fee on inbound ACH payments. Transparent FX for international payouts.

On-chain USDC payouts

Withdraw to USDC on Ethereum, Polygon, Base, or Solana. Network fee only (~$1–3). No wire fees.

How AetherBridge compares

See what you save vs. traditional banks and other fintechs

FeatureAetherBridgeTraditional bankOther fintech
Monthly fee$0$15–$30$0–$20
ACH receivingFreeFreeFree
Wire transfer costNetwork fee (~$1–3)$20–$35$10–$25
KYC speed< 60 seconds1–2 weeks1–3 days
Crypto payoutsUSDC (4 chains)NoNo
Minimum balanceNone$1,000+None
EIN requiredYesYesYes

Open your account in 3 steps

1

Check eligibility

Answer 7 quick questions about your business. Takes 2 minutes.

2

Register & verify

Create your account and complete identity verification. KYC approved in under 60 seconds via Didit.

3

Activate your account

Get your USD account with ACH details. Share with clients. Receive payments.

Save $3,000+/year on banking fees

A U.S. business paying $10,000/month to contractors via wire and receiving international payments loses $250+/month to wire fees and FX markups at a traditional bank. With AetherBridge, ACH is free and on-chain USDC payouts cost ~$1–3 per transaction.

Frequently asked questions

Who is eligible for a AetherBridge business account?

U.S.-registered businesses (LLC, Corporation, Sole proprietor, Partnership) with an EIN and a U.S. physical address. Certain industries are not supported. Complete the eligibility check to see if you qualify.

Is there a monthly fee?

No. $0/month, no setup fee, no minimum balance, no per-transaction fee on inbound ACH payments. You only pay network costs (~$1–3) when withdrawing as on-chain USDC.

How fast can I open an account?

Under 60 seconds for identity verification. Our Didit-powered KYC verifies your government ID instantly through your phone camera — no document uploads, no video calls, no branch visit.

Can I receive ACH payments?

Yes. You get a dedicated USD account with ACH routing and account numbers. Your U.S. clients can pay you via ACH transfer with no fees on your end.

Is AetherBridge a bank?

No. AetherBridge is a financial technology company. Banking services and money movement are provided by Bridge.xyz, a regulated money services business. Customer funds are safeguarded in compliance with applicable regulations.

What do I need to apply?

Your EIN, a U.S. physical address for your business, and a government-issued ID for identity verification. The eligibility check will confirm you meet the basic requirements before you start.

Disclosure

AetherBridge is a financial technology company, not a bank. Banking services and money movement are provided by Bridge.xyz, a regulated money services business. Customer funds are safeguarded in compliance with applicable regulations. Eligibility requirements apply. Verification is required for all accounts.

Ready to open your USD business account?

Check eligibility in 2 minutes. No monthly fee. No minimum balance.